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The Clash of Generations - 9780262526104

Un libro in lingua di Kotlikoff Laurence J. Scott Burns edito da Mit Pr, 2014

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The United States is bankrupt, flat broke. Thanks to accounting that would make Enronblush, America's insolvency goes far beyond what our leaders are disclosing. The United States is afiscal basket case, in worse shape than the notoriously bailed-out countries of Greece, Ireland, andothers. How did this happen? In The Clash of Generations, experts LaurenceKotlikoff and Scott Burns document our six-decade, off-balance-sheet, unsustainable financingscheme. They explain how we have balanced our longer lives on the backs of our (relatively few)children. At the same time, we've been on a consumption spree, saving and investing less thannothing. And that's not to mention the evisceration of the middle class and a financial system thathas proven it can't be trusted. Kotlikoff and Burns outline grassroots strategies for savingourselves--and especially our children--from what could be a truly catastrophic financial collapse.Kotlikoff and Burns sounded the alarm in their widely acclaimed The Coming GenerationalStorm, but politicians didn't listen. Now the need for action is even more urgent. It's upto us to demand radical reform of our tax system, our healthcare system, and our Social Securitysystem, and to insist on better paths to investment return than those provided by Wall Street(mis)managers. Kotlikoff and Burns's "Purple Plans" (so called because they will appeal to bothRepublicans and Democrats) have been endorsed by a who's who of economists and offer a new wayforward; and their revolutionary investment strategy for individuals replaces the idea of financialcapital with "life decision capital." Of course, we won't be doing all this just for ourselves. Weneed to fix America's fiscal mess before our kids inheritit.

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